Krankengeld: cover during illness
Iranian nationals with German statutory health insurance should check whether their membership includes Krankengeld. Medical certification and uninterrupted follow-up matter; clarify payment with the Krankenkasse when wages stop or illness continues.
Step by step
- Keep certification continuousConfirm entitlement with the fund, obtain timely medical follow-up and clarify data receipt and payment when wage continuation ends.
Not every statutory member has sickness-benefit entitlement: student and family insurance generally do not include it, and mainly self-employed members need the appropriate election. Employer wage continuation and Krankengeld are different arrangements; payment of contributory wages can suspend the benefit.
For the usual continued incapacity case, obtain the next medical determination no later than the next working day after the previous certificate ends; Saturdays do not count for this rule. Exceptions exist, but avoid a gap. Confirm that the fund receives the information. For the same illness, the statutory maximum is generally 78 weeks within three years, including certain suspended periods.
